Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Loans by purpose

Classification of granted loans by their purpose of use (by volume).

Loans by maturity period

Classification of granted loans by maturity period (by volume).

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class (by volume).

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2015
2016
2017
2018
2019
2020
2021
Total
Current*
Returns
Loan amount 1 680 080 € 2 488 136 € 2 806 324 € 3 119 729 € 3 107 577 € 4 649 040 € 6 069 962 € 28 805 772 € 12 437 594 €
Interest charges 311 363 € 413 900 € 568 281 € 527 228 € 542 810 € 513 176 € 759 654 € 4 375 805 € 1 477 782 €
Interest rate 11,53 % 10,03 % 9,82 % 8,27 % 9,01 % 8,90 % 8,77 % 9,46 % 8,68 %
Interest rate (excluding CashFree loans) 18,26 % 14,10 % 11,92 % 9,38 % 9,45 % 9,45 % 9,12 % 10,50 % 9,14 %
Repayments**
Loan principal (excluding collections) 1 468 365 € 2 200 471 € 2 274 244 € 2 835 443 € 2 199 288 € 3 366 600 € 3 595 584 € 19 668 512 € 6 413 692 €
Interest and Fees (excluding collections) 258 255 € 352 660 € 469 235 € 477 786 € 447 737 € 350 799 € 292 939 € 2 938 147 € 526 515 €
Total (including legal collections) 1 845 452 € 2 707 451 € 2 952 011 € 3 421 960 € 2 709 915 € 3 735 316 € 3 892 869 € 23 522 866 € 6 952 900 €
Defaults and Collections
Unpaid loan principle*** 162 130 € 228 628 € 284 450 € 177 319 € 191 405 € 73 681 € 53 289 € 1 487 321 € 102 894 €
Amount collected 118 832 € 154 320 € 208 532 € 108 731 € 62 890 € 17 917 € 4 346 € 916 207 € 12 693 €
% of loan principle collected 73,29 % 67,50 % 73,31 % 61,32 % 32,86 % 24,32 % 8,16 % 61,60 % 12,34 %
Remaining unpaid principal 43 299 € 74 308 € 75 919 € 68 588 € 128 515 € 55 764 € 48 944 € 571 115 € 90 200 €
Actual default rate (including collections) 2,58 % 2,99 % 2,71 % 2,20 % 4,14 % 1,20 % 0,81 % 1,98 % 0,73 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with more than 40 and less than 500 realized investments. You will learn more about this chart and how is calculated here

The chart shows the Net Interest Rate of all Žltý melón investors with at least 500 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.06.2022