Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Loans by purpose

Classification of granted loans by their purpose of use (by volume).

Loans by maturity period

Classification of granted loans by maturity period (by volume).

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class (by volume).

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2014
2015
2016
2017
2018
2019
2020
Total
Current*
Returns
Loan amount 687 680 € 1 680 080 € 2 486 395 € 2 805 925 € 3 119 729 € 3 107 577 € 4 649 040 € 20 817 426 € 8 586 942 €
Interest charges 162 037 € 311 363 € 413 431 € 572 942 € 530 853 € 564 114 € 569 220 € 3 506 033 € 1 208 953 €
Interest rate 16,23 % 11,53 % 10,03 % 9,82 % 8,27 % 9,01 % 8,90 % 9,80 % 8,92 %
Interest rate (excluding CashFree loans) 16,70 % 18,26 % 14,10 % 11,92 % 9,38 % 9,45 % 9,45 % 11,17 % 9,45 %
Repayments**
Loan principal (excluding collections) 529 419 € 1 468 365 € 2 194 643 € 2 100 951 € 1 797 275 € 1 322 235 € 2 500 875 € 12 615 081 € 3 767 941 €
Interest and Fees (excluding collections) 130 818 € 258 255 € 352 515 € 450 197 € 438 501 € 333 021 € 179 284 € 2 277 570 € 431 590 €
Total (including legal collections) 743 299 € 1 837 783 € 2 688 884 € 2 727 939 € 2 287 591 € 1 672 174 € 2 681 667 € 15 619 053 € 4 208 935 €
Defaults and Collections
Unpaid loan principle*** 111 712 € 162 130 € 230 833 € 283 803 € 175 461 € 135 781 € 29 254 € 1 330 279 € 119 844 €
Amount collected 83 063 € 111 162 € 141 725 € 176 791 € 51 815 € 16 917 € 1 508 € 726 401 € 9 404 €
% of loan principle collected 74,35 % 68,56 % 61,40 % 62,29 % 29,53 % 12,46 % 5,15 % 54,61 % 7,85 %
Remaining unpaid principal 28 650 € 50 968 € 89 108 € 107 012 € 123 646 € 118 863 € 27 746 € 603 878 € 110 441 €
Actual default rate (including collections) 4,17 % 3,03 % 3,58 % 3,81 % 3,96 % 3,82 % 0,60 % 2,90 % 1,29 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with more than 40 and less than 500 realized investments. You will learn more about this chart and how is calculated here

The chart shows the Net Interest Rate of all Žltý melón investors with at least 500 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.04.2021