Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Loans by purpose

Classification of granted loans by their purpose of use (by volume).

Loans by maturity period

Classification of granted loans by maturity period (by volume).

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class (by volume).

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2016
2017
2018
2019
2020
2021
2022
Total
Current*
Returns
Loan amount 2 488 922 € 2 806 504 € 3 119 729 € 3 107 577 € 4 649 040 € 6 077 862 € 10 474 437 € 35 802 705 € 16 498 060 €
Interest charges 414 113 € 568 149 € 526 705 € 537 704 € 496 054 € 681 289 € 1 472 813 € 5 339 215 € 2 152 977 €
Interest rate 10,03 % 9,82 % 8,27 % 9,01 % 8,90 % 8,77 % 8,88 % 9,41 % 8,85 %
Interest rate (excluding CashFree loans) 14,10 % 11,92 % 9,38 % 9,45 % 9,45 % 9,12 % 9,08 % 10,19 % 9,10 %
Repayments**
Loan principal (excluding collections) 2 200 798 € 2 419 703 € 2 869 968 € 2 632 233 € 3 598 104 € 4 106 594 € 4 375 152 € 24 659 190 € 8 426 968 €
Interest and Fees (excluding collections) 352 762 € 473 123 € 481 144 € 468 905 € 401 457 € 402 639 € 265 254 € 3 356 385 € 666 755 €
Total (including legal collections) 2 710 330 € 3 106 345 € 3 466 566 € 3 186 029 € 4 031 070 € 4 523 410 € 4 640 406 € 28 993 471 € 9 107 901 €
Defaults and Collections
Unpaid loan principle*** 229 023 € 284 482 € 177 888 € 198 760 € 89 169 € 81 535 € 28 706 € 1 564 711 € 110 241 €
Amount collected 156 770 € 213 519 € 115 455 € 84 891 € 31 510 € 14 177 € 0 € 977 896 € 14 177 €
% of loan principle collected 68,45 % 75,06 % 64,90 % 42,71 % 35,34 % 17,39 % 0,00 % 62,50 % 12,86 %
Remaining unpaid principal 72 254 € 70 963 € 62 433 € 113 869 € 57 659 € 67 358 € 28 706 € 586 815 € 96 064 €
Actual default rate (including collections) 2,90 % 2,53 % 2,00 % 3,66 % 1,24 % 1,11 % 0,27 % 1,64 % 0,58 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with more than 40 and less than 500 realized investments. You will learn more about this chart and how is calculated here

The chart shows the Net Interest Rate of all Žltý melón investors with at least 500 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.02.2023