Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Loans by purpose

Classification of granted loans by their purpose of use (by volume).

Loans by maturity period

Classification of granted loans by maturity period (by volume).

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class (by volume).

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2014
2015
2016
2017
2018
2019
2020
Total
Current*
Returns
Loan amount 687 680 € 1 680 080 € 2 486 336 € 2 805 912 € 3 119 729 € 3 107 577 € 4 649 040 € 20 258 326 € 8 235 765 €
Interest charges 162 037 € 311 363 € 413 415 € 572 935 € 531 041 € 571 477 € 573 579 € 3 433 071 € 1 178 735 €
Interest rate 16,23 % 11,53 % 10,03 % 9,82 % 8,27 % 9,01 % 8,90 % 9,82 % 8,90 %
Interest rate (excluding CashFree loans) 16,70 % 18,26 % 14,10 % 11,92 % 9,38 % 9,45 % 9,45 % 11,22 % 9,42 %
Repayments**
Loan principal (excluding collections) 529 419 € 1 468 365 € 2 193 703 € 2 093 909 € 1 650 072 € 1 230 885 € 2 233 642 € 11 947 723 € 3 346 820 €
Interest and Fees (excluding collections) 130 818 € 258 255 € 352 436 € 448 104 € 431 935 € 321 315 € 159 005 € 2 228 400 € 420 951 €
Total (including legal collections) 742 193 € 1 835 149 € 2 686 600 € 2 713 262 € 2 131 954 € 1 563 545 € 2 393 755 € 14 884 013 € 3 776 614 €
Defaults and Collections
Unpaid loan principle*** 111 712 € 162 130 € 230 803 € 283 800 € 175 461 € 135 781 € 18 655 € 1 319 648 € 123 594 €
Amount collected 81 957 € 108 529 € 140 462 € 171 249 € 49 947 € 11 345 € 1 108 € 707 890 € 8 842 €
% of loan principle collected 73,36 % 66,94 % 60,86 % 60,34 % 28,47 % 8,36 % 5,94 % 53,64 % 7,15 %
Remaining unpaid principal 29 756 € 53 602 € 90 342 € 112 552 € 125 513 € 124 436 € 17 547 € 611 758 € 114 752 €
Actual default rate (including collections) 4,33 % 3,19 % 3,63 % 4,01 % 4,02 % 4,00 % 0,38 % 3,02 % 1,39 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with more than 40 and less than 500 realized investments. You will learn more about this chart and how is calculated here

The chart shows the Net Interest Rate of all Žltý melón investors with at least 500 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.03.2021