Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Loans by purpose

Classification of granted loans by their purpose of use (by volume).

Loans by maturity period

Classification of granted loans by maturity period (by volume).

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class (by volume).

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2014
2015
2016
2017
2018
2019
2020
Total
Current*
Returns
Loan amount 687 680 € 1 680 080 € 2 486 538 € 2 805 958 € 3 119 729 € 3 107 577 € 4 649 040 € 19 854 993 € 8 084 220 €
Interest charges 162 037 € 311 363 € 413 469 € 574 280 € 531 327 € 574 075 € 575 612 € 3 386 545 € 1 181 899 €
Interest rate 16,23 % 11,53 % 10,03 % 9,82 % 8,27 % 9,01 % 8,90 % 9,84 % 8,90 %
Interest rate (excluding CashFree loans) 16,70 % 18,26 % 14,10 % 11,92 % 9,38 % 9,45 % 9,45 % 11,27 % 9,40 %
Repayments**
Loan principal (excluding collections) 529 419 € 1 468 365 € 2 192 580 € 2 048 976 € 1 582 650 € 1 198 177 € 2 105 589 € 11 649 910 € 3 211 389 €
Interest and Fees (excluding collections) 130 818 € 258 255 € 352 357 € 445 722 € 424 699 € 309 081 € 140 733 € 2 185 366 € 422 953 €
Total (including legal collections) 741 214 € 1 834 833 € 2 684 622 € 2 662 462 € 2 053 878 € 1 513 915 € 2 246 671 € 14 528 734 € 3 637 918 €
Defaults and Collections
Unpaid loan principle*** 111 712 € 162 130 € 230 905 € 283 808 € 175 461 € 135 781 € 18 655 € 1 319 757 € 125 965 €
Amount collected 80 977 € 108 212 € 139 684 € 167 764 € 46 529 € 6 658 € 349 € 693 458 € 3 577 €
% of loan principle collected 72,49 % 66,74 % 60,49 % 59,11 % 26,52 % 4,90 % 1,87 % 52,54 % 2,84 %
Remaining unpaid principal 30 735 € 53 918 € 91 220 € 116 044 € 128 931 € 129 123 € 18 306 € 626 299 € 122 389 €
Actual default rate (including collections) 4,47 % 3,21 % 3,67 % 4,14 % 4,13 % 4,16 % 0,39 % 3,15 % 1,51 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with more than 40 and less than 500 realized investments. You will learn more about this chart and how is calculated here

The chart shows the Net Interest Rate of all Žltý melón investors with at least 500 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 15.02.2021