Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Loans by purpose

Classification of granted loans by their purpose of use (by volume).

Loans by maturity period

Classification of granted loans by maturity period (by volume).

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class (by volume).

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2016
2017
2018
2019
2020
2021
2022
Total
Current*
Returns
Loan amount 2 488 169 € 2 806 331 € 3 119 729 € 3 107 577 € 4 649 040 € 6 069 962 € 7 614 693 € 32 935 204 € 15 100 356 €
Interest charges 413 908 € 568 065 € 526 765 € 537 803 € 499 552 € 703 425 € 978 403 € 4 870 357 € 1 836 098 €
Interest rate 10,03 % 9,82 % 8,27 % 9,01 % 8,90 % 8,77 % 8,71 % 9,41 % 8,73 %
Interest rate (excluding CashFree loans) 14,10 % 11,92 % 9,38 % 9,45 % 9,45 % 9,12 % 8,96 % 10,27 % 9,06 %
Repayments**
Loan principal (excluding collections) 2 200 485 € 2 296 764 € 2 859 127 € 2 483 308 € 3 505 128 € 3 946 442 € 2 908 623 € 22 656 528 € 7 850 635 €
Interest and Fees (excluding collections) 352 664 € 472 125 € 480 008 € 463 001 € 381 160 € 361 192 € 137 272 € 3 158 523 € 603 815 €
Total (including legal collections) 2 708 805 € 2 980 804 € 3 452 091 € 3 017 901 € 3 910 070 € 4 313 983 € 3 045 895 € 26 757 646 € 8 462 404 €
Defaults and Collections
Unpaid loan principle*** 228 644 € 284 452 € 177 888 € 194 732 € 84 292 € 67 433 € 9 730 € 1 522 320 € 107 790 €
Amount collected 155 657 € 211 916 € 112 957 € 71 593 € 23 781 € 6 350 € 0 € 942 596 € 7 954 €
% of loan principle collected 68,08 % 74,50 % 63,50 % 36,76 % 28,21 % 9,42 % 0,00 % 61,92 % 7,38 %
Remaining unpaid principal 72 987 € 72 536 € 64 931 € 123 139 € 60 511 € 61 083 € 9 730 € 579 724 € 99 836 €
Actual default rate (including collections) 2,93 % 2,58 % 2,08 % 3,96 % 1,30 % 1,01 % 0,13 % 1,76 % 0,66 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with more than 40 and less than 500 realized investments. You will learn more about this chart and how is calculated here

The chart shows the Net Interest Rate of all Žltý melón investors with at least 500 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.10.2022