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Žltý melón performance statistics

Žltý melón has been successfully operating since 2012. See the current results of our performance.

Report update: 4/16/2026

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© iService, a.s. 2012. All rights reserved

Please keep in mind that investing in peer-to-peer loans exposes your capital to risks, and except for secured products, no protective mechanism applies. Learn about the risks of investing in peer-to-peer loans and Yellow Melon’s transparent approach to them in our User Prospectus. Before investing, investors should review the prospectus as well as the document outlining the rules for managing conflicts of interest.

Approved and completed loans

Period

Development of approved applications and completed loans on Žltý melón.

Loans by maturity period

Distribution of provided loans by their maturity period (by volume).

Loans by applicant rating group

Distribution of provided loans by the applicant’s rating group (by volume).

Loans by region of the applicant – Slovakia

Distribution of provided loans by the applicant’s region – Slovakia.

Collected principal and interest for investors

Period

Development of collected repayments for investors, broken down into principal and interest.

Portfolio development by year

Portfolio profitability

2019
2020
2021
2022
2023
2024
2025
Total
Current*
Loan amount3 107 577 €4 649 040 €6 077 862 €10 476 149 €11 143 808 €11 596 098 €12 551 033 €74 052 095 €26 832 201 €
Contracted interest550 475 €561 233 €730 815 €1 505 593 €2 090 647 €2 147 987 €2 086 482 €12 898 391 €4 498 065 €
Average interest rate (weighted average)9,01 %8,90 %8,77 %8,88 %8,97 %9,09 %8,90 %9,18 %8,93 %
Average interest rate (weighted average) without CashFree loans9,45 %9,45 %9,12 %9,08 %9,33 %9,53 %9,11 %9,70 %9,21 %

Repaid loans**

2019
2020
2021
2022
2023
2024
2025
Total
Current*
Collected principal (excluding recovery)2 813 807 €4 520 974 €5 887 506 €9 681 757 €7 648 768 €7 033 385 €5 926 096 €53 898 964 €13 648 713 €
Collected interest and penalty fees (excluding recovery)465 564 €455 041 €597 811 €963 676 €1 243 587 €1 024 420 €587 732 €7 278 128 €1 523 651 €
Collected repayments (including recovery)3 428 335 €5 062 811 €6 613 076 €10 754 952 €9 006 479 €8 099 050 €6 514 623 €62 774 754 €15 203 807 €

Legally recovered loans

2019
2020
2021
2022
2023
2024
2025
Total
Current*
Net principal at time of loan default***224 526 €88 654 €132 676 €427 847 €539 660 €470 056 €203 497 €2 943 408 €557 202 €
Recovered amount148 963 €86 796 €127 759 €109 519 €114 124 €41 245 €795 €1 597 662 €31 444 €
Recovered claim from net principal66,35 %97,90 %96,29 %25,60 %21,15 %8,77 %0,39 %54,28 %5,64 %
Current net principal from defaulted loans75 563 €1 858 €4 916 €318 328 €425 535 €428 811 €202 701 €1 345 747 €525 759 €
Current default2,43 %0,04 %0,08 %3,04 %3,82 %3,70 %1,62 %1,82 %1,96 %
* Portfolio values for the last 24 months.
** Collected amounts do not include collected user credits.
*** Net principal represents the original investment amount reduced by collected repayments.

Current net investor interest rate (p.a.)

Net investor interest rate by applicant rating group, at current default levels and recovery success based on the portfolio of the last 24 months.

Total net investor interest rate (p.a.)

Net investor interest rate since the beginning of Žltý melón operations, by applicant rating group, at current default levels and recovery success.

Default development by year (risk vintages)

This graph shows the development of defaults by the year in which loans were provided (so-called Risk Vintages). The bottom axis shows the number of months since loan disbursement. The graph allows easy comparison of portfolio quality and trends between the years in which loans were granted.

Loans by purpose

Distribution of provided loans by their purpose (by volume).