Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Loans by purpose

Classification of granted loans by their purpose of use (by volume).

Loans by maturity period

Classification of granted loans by maturity period (by volume).

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class (by volume).

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2015
2016
2017
2018
2019
2020
2021
Total
Current*
Returns
Loan amount 1 680 080 € 2 488 275 € 2 806 356 € 3 119 729 € 3 107 577 € 4 649 040 € 6 069 962 € 27 923 158 € 11 893 372 €
Interest charges 311 363 € 413 937 € 568 448 € 527 228 € 543 208 € 515 487 € 771 833 € 4 267 154 € 1 412 248 €
Interest rate 11,53 % 10,03 % 9,82 % 8,27 % 9,01 % 8,90 % 8,77 % 9,50 % 8,72 %
Interest rate (excluding CashFree loans) 18,26 % 14,10 % 11,92 % 9,38 % 9,45 % 9,45 % 9,12 % 10,54 % 9,16 %
Repayments**
Loan principal (excluding collections) 1 468 365 € 2 200 529 € 2 261 595 € 2 829 743 € 2 061 259 € 3 334 220 € 3 482 809 € 19 092 947 € 6 232 173 €
Interest and Fees (excluding collections) 258 255 € 352 678 € 468 337 € 476 980 € 442 531 € 341 836 € 273 547 € 2 889 095 € 520 255 €
Total (including legal collections) 1 845 402 € 2 707 349 € 2 937 918 € 3 399 153 € 2 559 239 € 3 693 728 € 3 760 260 € 22 872 942 € 6 764 555 €
Defaults and Collections
Unpaid loan principle*** 162 130 € 228 698 € 284 456 € 177 668 € 191 405 € 72 378 € 47 533 € 1 477 286 € 96 521 €
Amount collected 118 782 € 154 143 € 207 986 € 92 430 € 55 449 € 17 672 € 3 905 € 890 900 € 12 127 €
% of loan principle collected 73,26 % 67,40 % 73,12 % 52,02 % 28,97 % 24,42 % 8,22 % 60,31 % 12,56 %
Remaining unpaid principal 43 349 € 74 555 € 76 470 € 85 238 € 135 956 € 54 706 € 43 628 € 586 385 € 84 395 €
Actual default rate (including collections) 2,58 % 3,00 % 2,72 % 2,73 % 4,37 % 1,18 % 0,72 % 2,10 % 0,71 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with more than 40 and less than 500 realized investments. You will learn more about this chart and how is calculated here

The chart shows the Net Interest Rate of all Žltý melón investors with at least 500 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.05.2022