Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Loans by purpose

Classification of granted loans by their purpose of use (by volume).

Loans by maturity period

Classification of granted loans by maturity period (by volume).

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class (by volume).

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2016
2017
2018
2019
2020
2021
2022
Total
Current*
Returns
Loan amount 2 488 630 € 2 806 437 € 3 119 729 € 3 107 577 € 4 649 040 € 6 077 862 € 9 594 091 € 34 927 423 € 16 124 676 €
Interest charges 414 034 € 568 117 € 526 705 € 537 726 € 497 570 € 683 343 € 1 314 756 € 5 184 854 € 2 050 222 €
Interest rate 10,03 % 9,82 % 8,27 % 9,01 % 8,90 % 8,77 % 8,85 % 9,41 % 8,83 %
Interest rate (excluding CashFree loans) 14,10 % 11,92 % 9,38 % 9,45 % 9,45 % 9,12 % 9,05 % 10,21 % 9,09 %
Repayments**
Loan principal (excluding collections) 2 200 677 € 2 357 013 € 2 866 671 € 2 524 847 € 3 544 714 € 4 082 723 € 4 068 465 € 24 101 748 € 8 479 899 €
Interest and Fees (excluding collections) 352 724 € 473 031 € 480 811 € 466 743 € 394 658 € 389 736 € 221 533 € 3 290 338 € 646 536 €
Total (including legal collections) 2 709 490 € 3 043 117 € 3 462 054 € 3 071 625 € 3 965 846 € 4 486 189 € 4 289 997 € 28 357 169 € 9 141 809 €
Defaults and Collections
Unpaid loan principle*** 228 877 € 284 470 € 177 888 € 198 760 € 89 169 € 81 535 € 28 706 € 1 564 553 € 128 001 €
Amount collected 156 089 € 213 073 € 114 573 € 80 035 € 26 474 € 13 730 € 0 € 965 083 € 15 374 €
% of loan principle collected 68,20 % 74,90 % 64,41 % 40,27 % 29,69 % 16,84 % 0,00 % 61,68 % 12,01 %
Remaining unpaid principal 72 787 € 71 397 € 63 315 € 118 726 € 62 695 € 67 805 € 28 706 € 599 470 € 112 628 €
Actual default rate (including collections) 2,92 % 2,54 % 2,03 % 3,82 % 1,35 % 1,12 % 0,30 % 1,72 % 0,70 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with more than 40 and less than 500 realized investments. You will learn more about this chart and how is calculated here

The chart shows the Net Interest Rate of all Žltý melón investors with at least 500 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.12.2022