Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Loans by purpose

Classification of granted loans by their purpose of use (by volume).

Loans by maturity period

Classification of granted loans by maturity period (by volume).

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class (by volume).

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2014
2015
2016
2017
2018
2019
2020
Total
Current*
Returns
Loan amount 687 680 € 1 680 080 € 2 487 074 € 2 806 081 € 3 119 729 € 3 107 577 € 4 649 040 € 23 036 080 € 9 667 208 €
Interest charges 162 037 € 311 363 € 413 612 € 570 618 € 529 452 € 554 949 € 545 171 € 3 790 710 € 1 275 397 €
Interest rate 16,23 % 11,53 % 10,03 % 9,82 % 8,27 % 9,01 % 8,90 % 9,73 % 8,93 %
Interest rate (excluding CashFree loans) 16,70 % 18,26 % 14,10 % 11,92 % 9,38 % 9,45 % 9,45 % 10,98 % 9,45 %
Repayments**
Loan principal (excluding collections) 529 419 € 1 468 365 € 2 199 525 € 2 169 811 € 2 209 797 € 1 583 059 € 2 989 250 € 14 754 475 € 4 806 121 €
Interest and Fees (excluding collections) 130 818 € 258 255 € 352 734 € 459 180 € 463 101 € 383 405 € 253 489 € 2 505 899 € 455 604 €
Total (including legal collections) 746 419 € 1 840 729 € 2 698 610 € 2 821 505 € 2 742 337 € 2 003 661 € 3 249 284 € 18 058 409 € 5 270 915 €
Defaults and Collections
Unpaid loan principle*** 111 712 € 162 130 € 229 718 € 285 104 € 176 642 € 173 195 € 32 166 € 1 371 973 € 85 245 €
Amount collected 86 182 € 114 109 € 146 352 € 192 514 € 69 439 € 37 197 € 6 544 € 798 034 € 9 190 €
% of loan principle collected 77,15 % 70,38 % 63,71 % 67,52 % 39,31 % 21,48 % 20,34 % 58,17 % 10,78 %
Remaining unpaid principal 25 530 € 48 022 € 83 366 € 92 591 € 107 204 € 135 997 € 25 622 € 573 939 € 76 055 €
Actual default rate (including collections) 3,71 % 2,86 % 3,35 % 3,30 % 3,44 % 4,38 % 0,55 % 2,49 % 0,79 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with more than 40 and less than 500 realized investments. You will learn more about this chart and how is calculated here

The chart shows the Net Interest Rate of all Žltý melón investors with at least 500 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.09.2021