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Žltý melón performance statistics

Žltý melón has been successfully operating since 2012. See the current results of our performance.

Report update: 6/12/2026

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© iService, a.s. 2012. All rights reserved

Please keep in mind that investing in peer-to-peer loans exposes your capital to risks, and except for secured products, no protective mechanism applies. Learn about the risks of investing in peer-to-peer loans and Yellow Melon’s transparent approach to them in our User Prospectus. Before investing, investors should review the prospectus as well as the document outlining the rules for managing conflicts of interest.

Approved and completed loans

Period

Development of approved applications and completed loans on Žltý melón.

Loans by maturity period

Distribution of provided loans by their maturity period (by volume).

Loans by applicant rating group

Distribution of provided loans by the applicant’s rating group (by volume).

Loans by region of the applicant – Slovakia

Distribution of provided loans by the applicant’s region – Slovakia.

Collected principal and interest for investors

Period

Development of collected repayments for investors, broken down into principal and interest.

Portfolio development by year

Portfolio profitability

2019
2020
2021
2022
2023
2024
2025
Total
Current*
Loan amount3 107 577 €4 649 040 €6 077 862 €10 476 149 €11 143 808 €11 596 098 €12 551 033 €76 214 479 €28 393 189 €
Contracted interest550 494 €561 248 €730 994 €1 505 745 €2 091 703 €2 149 100 €2 088 060 €13 174 580 €4 613 264 €
Average interest rate (weighted average)9,01 %8,90 %8,77 %8,88 %8,97 %9,09 %8,90 %9,16 %8,91 %
Average interest rate (weighted average) without CashFree loans9,45 %9,45 %9,12 %9,08 %9,33 %9,53 %9,11 %9,66 %9,14 %

Repaid loans**

2019
2020
2021
2022
2023
2024
2025
Total
Current*
Collected principal (excluding recovery)2 813 807 €4 520 974 €5 890 453 €9 702 962 €8 003 213 €7 198 657 €6 863 226 €55 902 590 €15 180 552 €
Collected interest and penalty fees (excluding recovery)465 564 €455 041 €597 990 €968 287 €1 279 928 €1 084 255 €681 423 €7 519 646 €1 627 968 €
Collected repayments (including recovery)3 429 540 €5 063 384 €6 634 925 €10 806 841 €9 418 554 €8 345 615 €7 546 407 €65 116 484 €16 843 631 €

Legally recovered loans

2019
2020
2021
2022
2023
2024
2025
Total
Current*
Net principal at time of loan default***224 526 €88 654 €132 676 €427 847 €544 265 €482 449 €218 618 €2 975 528 €501 812 €
Recovered amount150 168 €87 370 €146 481 €135 592 €135 413 €62 703 €1 757 €1 694 247 €35 111 €
Recovered claim from net principal66,88 %98,55 %110,41 %31,69 %24,88 %13,00 %0,80 %56,94 %7,00 %
Current net principal from defaulted loans74 358 €1 284 €-13 806 €292 255 €408 852 €419 746 €216 860 €1 281 281 €466 700 €
Current default2,39 %0,03 %-0,23 %2,79 %3,67 %3,62 %1,73 %1,68 %1,64 %
* Portfolio values for the last 24 months.
** Collected amounts do not include collected user credits.
*** Net principal represents the original investment amount reduced by collected repayments.

Current net investor interest rate (p.a.)

Net investor interest rate by applicant rating group, at current default levels and recovery success based on the portfolio of the last 24 months.

Total net investor interest rate (p.a.)

Net investor interest rate since the beginning of Žltý melón operations, by applicant rating group, at current default levels and recovery success.

Default development by year (risk vintages)

This graph shows the development of defaults by the year in which loans were provided (so-called Risk Vintages). The bottom axis shows the number of months since loan disbursement. The graph allows easy comparison of portfolio quality and trends between the years in which loans were granted.

Loans by purpose

Distribution of provided loans by their purpose (by volume).