Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Loans by purpose

Classification of granted loans by their purpose of use (by volume).

Loans by maturity period

Classification of granted loans by maturity period (by volume).

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class (by volume).

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2016
2017
2018
2019
2020
2021
2022
Total
Current*
Returns
Loan amount 2 488 102 € 2 806 316 € 3 119 729 € 3 107 577 € 4 649 040 € 6 069 962 € 4 587 061 € 29 905 951 € 13 229 107 €
Interest charges 413 890 € 568 258 € 527 126 € 540 650 € 509 494 € 739 334 € 538 941 € 4 480 070 € 1 549 596 €
Interest rate 10,03 % 9,82 % 8,27 % 9,01 % 8,90 % 8,77 % 8,56 % 9,45 % 8,71 %
Interest rate (excluding CashFree loans) 14,10 % 11,92 % 9,38 % 9,45 % 9,45 % 9,12 % 8,96 % 10,44 % 9,13 %
Repayments**
Loan principal (excluding collections) 2 200 457 € 2 278 727 € 2 842 273 € 2 269 369 € 3 390 083 € 3 740 994 € 1 203 950 € 20 383 453 € 6 810 142 €
Interest and Fees (excluding collections) 352 655 € 469 981 € 478 479 € 452 086 € 359 395 € 312 209 € 56 832 € 2 992 751 € 548 116 €
Total (including legal collections) 2 707 670 € 2 958 303 € 3 430 298 € 2 785 847 € 3 767 875 € 4 058 039 € 1 260 781 € 24 297 225 € 7 365 067 €
Defaults and Collections
Unpaid loan principle*** 228 611 € 284 449 € 177 319 € 192 368 € 73 681 € 55 977 € 6 853 € 1 494 406 € 97 334 €
Amount collected 154 558 € 209 595 € 109 546 € 64 393 € 18 397 € 4 836 € 0 € 921 020 € 6 809 €
% of loan principle collected 67,61 % 73,68 % 61,78 % 33,47 % 24,97 % 8,64 % 0,00 % 61,63 % 7,00 %
Remaining unpaid principal 74 053 € 74 854 € 67 774 € 127 975 € 55 284 € 51 142 € 6 853 € 573 387 € 90 525 €
Actual default rate (including collections) 2,98 % 2,67 % 2,17 % 4,12 % 1,19 % 0,84 % 0,15 % 1,92 % 0,68 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with more than 40 and less than 500 realized investments. You will learn more about this chart and how is calculated here

The chart shows the Net Interest Rate of all Žltý melón investors with at least 500 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.07.2022