Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Loans by purpose

Classification of granted loans by their purpose of use (by volume).

Loans by maturity period

Classification of granted loans by maturity period (by volume).

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class (by volume).

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2014
2015
2016
2017
2018
2019
2020
Total
Current*
Returns
Loan amount 687 680 € 1 680 080 € 2 487 213 € 2 806 112 € 3 119 729 € 3 107 577 € 4 649 040 € 21 819 327 € 9 070 117 €
Interest charges 162 037 € 311 363 € 413 649 € 572 751 € 530 346 € 559 530 € 557 099 € 3 630 702 € 1 242 895 €
Interest rate 16,23 % 11,53 % 10,03 % 9,82 % 8,27 % 9,01 % 8,90 % 9,75 % 8,95 %
Interest rate (excluding CashFree loans) 16,70 % 18,26 % 14,10 % 11,92 % 9,38 % 9,45 % 9,45 % 11,07 % 9,48 %
Repayments**
Loan principal (excluding collections) 529 419 € 1 468 365 € 2 197 324 € 2 118 773 € 2 027 164 € 1 437 119 € 2 757 016 € 13 568 604 € 4 186 626 €
Interest and Fees (excluding collections) 130 818 € 258 255 € 352 788 € 453 909 € 449 557 € 354 196 € 211 577 € 2 368 486 € 439 990 €
Total (including legal collections) 745 363 € 1 838 619 € 2 693 150 € 2 754 342 € 2 532 526 € 1 818 459 € 2 971 412 € 16 689 060 € 4 638 985 €
Defaults and Collections
Unpaid loan principle*** 111 712 € 162 130 € 231 244 € 284 002 € 176 642 € 144 323 € 31 310 € 1 342 669 € 106 276 €
Amount collected 85 127 € 111 998 € 143 038 € 181 661 € 55 804 € 27 144 € 2 820 € 751 970 € 12 369 €
% of loan principle collected 76,20 % 69,08 % 61,86 % 63,96 % 31,59 % 18,81 % 9,01 % 56,01 % 11,64 %
Remaining unpaid principal 26 586 € 50 132 € 88 207 € 102 341 € 120 838 € 117 179 € 28 490 € 590 699 € 93 907 €
Actual default rate (including collections) 3,87 % 2,98 % 3,55 % 3,65 % 3,87 % 3,77 % 0,61 % 2,71 % 1,04 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with more than 40 and less than 500 realized investments. You will learn more about this chart and how is calculated here

The chart shows the Net Interest Rate of all Žltý melón investors with at least 500 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.06.2021