Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Loans by purpose

Classification of granted loans by their purpose of use (by volume).

Loans by maturity period

Classification of granted loans by maturity period (by volume).

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class (by volume).

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2014
2015
2016
2017
2018
2019
2020
Total
Current*
Returns
Loan amount 687 680 € 1 680 080 € 2 486 775 € 2 806 012 € 3 119 729 € 3 107 577 € 4 649 040 € 21 340 264 € 8 902 631 €
Interest charges 162 037 € 311 363 € 413 534 € 572 823 € 530 794 € 561 804 € 560 950 € 3 565 163 € 1 229 435 €
Interest rate 16,23 % 11,53 % 10,03 % 9,82 % 8,27 % 9,01 % 8,90 % 9,76 % 8,89 %
Interest rate (excluding CashFree loans) 16,70 % 18,26 % 14,10 % 11,92 % 9,38 % 9,45 % 9,45 % 11,11 % 9,44 %
Repayments**
Loan principal (excluding collections) 529 419 € 1 468 365 € 2 195 888 € 2 110 538 € 1 936 339 € 1 386 325 € 2 664 229 € 13 145 529 € 4 040 243 €
Interest and Fees (excluding collections) 130 818 € 258 255 € 352 658 € 451 941 € 444 195 € 343 673 € 196 574 € 2 323 024 € 442 123 €
Total (including legal collections) 744 733 € 1 838 128 € 2 691 019 € 2 740 417 € 2 434 844 € 1 749 500 € 2 863 295 € 16 204 827 € 4 493 372 €
Defaults and Collections
Unpaid loan principle*** 111 712 € 162 130 € 231 024 € 283 984 € 175 461 € 143 165 € 31 310 € 1 340 092 € 113 002 €
Amount collected 84 497 € 111 507 € 142 474 € 177 938 € 54 310 € 19 502 € 2 491 € 736 274 € 11 006 €
% of loan principle collected 75,64 % 68,78 % 61,67 % 62,66 % 30,95 % 13,62 % 7,96 % 54,94 % 9,74 %
Remaining unpaid principal 27 216 € 50 623 € 88 550 € 106 046 € 121 151 € 123 663 € 28 818 € 603 817 € 101 996 €
Actual default rate (including collections) 3,96 % 3,01 % 3,56 % 3,78 % 3,88 % 3,98 % 0,62 % 2,83 % 1,15 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with more than 40 and less than 500 realized investments. You will learn more about this chart and how is calculated here

The chart shows the Net Interest Rate of all Žltý melón investors with at least 500 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.05.2021