Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Loans by purpose

Classification of granted loans by their purpose of use (by volume).

Loans by maturity period

Classification of granted loans by maturity period (by volume).

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class (by volume).

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2018
2019
2020
2021
2022
2023
2024
Total
Current*
Returns
Loan amount 3 119 729 € 3 107 577 € 4 649 040 € 6 077 862 € 10 476 149 € 11 143 808 € 5 223 673 € 52 166 737 € 29 334 085 €
Interest charges 526 578 € 536 406 € 491 408 € 649 017 € 1 225 566 € 1 958 912 € 933 685 € 7 945 816 € 3 944 776 €
Interest rate 8,27 % 9,01 % 8,90 % 8,77 % 8,88 % 8,97 % 8,87 % 9,26 % 8,92 %
Interest rate (excluding CashFree loans) 9,38 % 9,45 % 9,45 % 9,12 % 9,08 % 9,33 % 9,22 % 9,89 % 9,11 %
Repayments**
Loan principal (excluding collections) 2 906 821 € 2 818 446 € 4 489 661 € 5 142 068 € 7 735 996 € 5 665 934 € 850 305 € 36 691 160 € 17 942 612 €
Interest and Fees (excluding collections) 482 414 € 472 963 € 450 752 € 572 956 € 771 604 € 666 723 € 93 325 € 4 847 501 € 1 467 074 €
Total (including legal collections) 3 521 508 € 3 414 773 € 5 005 258 € 5 794 694 € 8 526 477 € 6 335 678 € 943 875 € 42 756 852 € 19 437 334 €
Defaults and Collections
Unpaid loan principle*** 176 393 € 221 235 € 100 194 € 138 243 € 308 792 € 305 073 € 7 000 € 2 251 892 € 517 750 €
Amount collected 132 273 € 123 363 € 64 845 € 79 671 € 18 877 € 3 021 € 244 € 1 218 191 € 27 648 €
% of loan principle collected 74,99 % 55,76 % 64,72 % 57,63 % 6,11 % 0,99 % 3,49 % 54,10 % 5,34 %
Remaining unpaid principal 44 119 € 97 872 € 35 349 € 58 572 € 289 915 € 302 052 € 6 756 € 1 033 701 € 490 102 €
Actual default rate (including collections) 1,41 % 3,15 % 0,76 % 0,96 % 2,77 % 2,71 % 0,13 % 1,98 % 1,67 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with more than 40 and less than 500 realized investments. You will learn more about this chart and how is calculated here

The chart shows the Net Interest Rate of all Žltý melón investors with at least 500 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.07.2024