Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Loans by purpose

Classification of granted loans by their purpose of use (by volume).

Loans by maturity period

Classification of granted loans by maturity period (by volume).

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class (by volume).

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2017
2018
2019
2020
2021
2022
2023
Total
Current*
Returns
Loan amount 2 806 462 € 3 119 729 € 3 107 577 € 4 649 040 € 6 077 862 € 10 476 149 € 11 143 808 € 47 892 413 € 26 322 627 €
Interest charges 568 107 € 526 578 € 536 485 € 491 485 € 651 462 € 1 250 516 € 2 065 703 € 7 316 467 € 3 609 642 €
Interest rate 9,82 % 8,27 % 9,01 % 8,90 % 8,77 % 8,88 % 8,97 % 9,29 % 8,90 %
Interest rate (excluding CashFree loans) 11,92 % 9,38 % 9,45 % 9,45 % 9,12 % 9,08 % 9,33 % 9,94 % 9,11 %
Repayments**
Loan principal (excluding collections) 2 428 166 € 2 906 744 € 2 811 602 € 4 457 887 € 4 790 539 € 7 403 331 € 3 736 460 € 33 197 959 € 15 095 478 €
Interest and Fees (excluding collections) 473 074 € 482 414 € 474 952 € 449 117 € 539 448 € 677 141 € 432 127 € 4 393 783 € 1 246 782 €
Total (including legal collections) 3 156 137 € 3 515 709 € 3 402 220 € 4 962 873 € 5 367 436 € 8 093 825 € 4 169 894 € 38 725 973 € 16 369 196 €
Defaults and Collections
Unpaid loan principle*** 291 330 € 176 393 € 215 825 € 97 055 € 133 448 € 188 909 € 176 024 € 1 982 736 € 370 304 €
Amount collected 254 898 € 126 551 € 115 666 € 55 869 € 37 449 € 13 353 € 1 307 € 1 134 231 € 26 937 €
% of loan principle collected 87,49 % 71,74 % 53,59 % 57,56 % 28,06 % 7,07 % 0,74 % 57,21 % 7,27 %
Remaining unpaid principal 36 432 € 49 842 € 100 159 € 41 186 € 95 999 € 175 556 € 174 717 € 848 505 € 343 367 €
Actual default rate (including collections) 1,30 % 1,60 % 3,22 % 0,89 % 1,58 % 1,68 % 1,57 % 1,77 % 1,30 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with more than 40 and less than 500 realized investments. You will learn more about this chart and how is calculated here

The chart shows the Net Interest Rate of all Žltý melón investors with at least 500 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.02.2024