Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Loans by purpose

Classification of granted loans by their purpose of use (by volume).

Loans by maturity period

Classification of granted loans by maturity period (by volume).

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class (by volume).

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2016
2017
2018
2019
2020
2021
2022
Total
Current*
Returns
Loan amount 2 488 268 € 2 806 354 € 3 119 729 € 3 107 577 € 4 649 040 € 6 069 962 € 5 793 537 € 31 112 562 € 14 126 489 €
Interest charges 413 935 € 568 276 € 526 977 € 539 295 € 503 928 € 720 209 € 699 477 € 4 614 473 € 1 649 309 €
Interest rate 10,03 % 9,82 % 8,27 % 9,01 % 8,90 % 8,77 % 8,63 % 9,43 % 8,71 %
Interest rate (excluding CashFree loans) 14,10 % 11,92 % 9,38 % 9,45 % 9,45 % 9,12 % 8,95 % 10,37 % 9,09 %
Repayments**
Loan principal (excluding collections) 2 200 526 € 2 281 542 € 2 848 729 € 2 341 400 € 3 464 863 € 3 847 990 € 1 737 860 € 21 179 939 € 7 256 850 €
Interest and Fees (excluding collections) 352 677 € 470 736 € 479 111 € 456 234 € 367 877 € 329 506 € 79 691 € 3 046 937 € 564 433 €
Total (including legal collections) 2 708 210 € 2 962 224 € 3 438 307 € 2 866 170 € 3 852 297 € 4 182 822 € 1 817 551 € 25 155 650 € 7 828 726 €
Defaults and Collections
Unpaid loan principle*** 228 694 € 284 456 € 177 319 € 192 368 € 73 681 € 64 963 € 6 853 € 1 503 482 € 104 544 €
Amount collected 155 007 € 209 946 € 110 467 € 68 537 € 19 557 € 5 326 € 0 € 928 774 € 7 443 €
% of loan principle collected 67,78 % 73,81 % 62,30 % 35,63 % 26,54 % 8,20 % 0,00 % 61,77 % 7,12 %
Remaining unpaid principal 73 687 € 74 510 € 66 852 € 123 831 € 54 124 € 59 637 € 6 853 € 574 708 € 97 101 €
Actual default rate (including collections) 2,96 % 2,66 % 2,14 % 3,98 % 1,16 % 0,98 % 0,12 % 1,85 % 0,69 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with more than 40 and less than 500 realized investments. You will learn more about this chart and how is calculated here

The chart shows the Net Interest Rate of all Žltý melón investors with at least 500 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.08.2022