Standard loans

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On this page you can view our current loan auctions, both for standard personal loans as well as a range of more specialised loans for specific purposes.

You will notice that each loan auction is marked by a credit rating category, ranging from AA till HR. These credit ratings indicate your level of risk should you choose to invest in that borrower's loan auction. These ratings are based on our unique verfication and evaluation process that we use to assess each loan application.

Minimising risk is key to our and your success, so we are constnatly fine-tuning our screening processes taking the best parts of the traditional methods used by banks and enhancing it through the use of new technologies and a more diverse set of evaluation criteria.

A borrower's credit risk category also determines the recommended interest rate we provide for each loan auction. However. these are only recommendations and you are free to offer a borrower whatever interest rate you feel is appropriate during their loan auction.The final rate interest rate for the borrower's loan is the combined weighted average of all the offers made by the investors, which are used to fund their loan.

We recommend investing in loans with rating class HR only to experienced investors who are fully aware of the higher investment risks associated with these loans and have balanced that carefully against the opportunity to earn higher returns on their investment.

Each loan auction contains all of the necessary information about the borrower, including a short story about them and why they are applying for a loan. Our work prior to a borrower's loan auction meakes it easy for you to choose which loans to invest in and what interest rate you want to offer a borrower. Also, because you are dealing with real people, not banks, if you have a question about anything at all you can simply ask the borrower for further details in their loan auction.

Country • Name
Loan type

Interest rate
Information
Financing
B • Veronika52843
12,66 % p.a.
5 000 € • 60 months
07.06.2023
      9%
13d 18:53:49
C • Marek33755
26,87 % p.a.
3 000 € • 60 months
07.06.2023
55%
13d 18:05:10
A • Marián55092
9,77 % p.a.
6 000 € • 60 months
07.06.2023
48%
13d 17:59:03
B • Matúš33613
13,83 % p.a.
15 000 € • 75 months
07.06.2023
      2%
13d 17:52:52
A • Nikola14106
8,30 % p.a.
7 000 € • 60 months
07.06.2023
      18%
13d 17:39:47
B • Lukáš46206
12,46 % p.a.
15 000 € • 96 months
07.06.2023
      5%
13d 17:31:06
Autoj
A • Kristian63937
12,14 % p.a.
10 000 € • 60 months
06.06.2023
      20%
12d 19:45:46
A • Jozef76456
12,80 % p.a.
15 000 € • 96 months
06.06.2023
      4%
12d 15:56:21
A • Lucia91166
10,89 % p.a.
3 875 € • 60 months
06.06.2023
27%
12d 15:18:10
A • Andrej94143
7,00 % p.a.
7 500 € • 60 months
06.06.2023
48%
12d 12:58:25
A • Andrej45173
10,28 % p.a.
10 100 € • 96 months
05.06.2023
33%
11d 19:34:02
Svadba
B • Michaela19191
13,97 % p.a.
6 000 € • 60 months
05.06.2023
47%
11d 19:19:08
A • Simona80984
12,86 % p.a.
10 100 € • 96 months
05.06.2023
      19%
11d 18:59:27
B • Beáta53181
14,14 % p.a.
5 000 € • 48 months
02.06.2023
98%
8d 18:01:42
B • Andrej200694
14,01 % p.a.
10 000 € • 60 months
02.06.2023
36%
8d 17:41:19
B • Richard70580
15,32 % p.a.
10 100 € • 96 months
02.06.2023
33%
8d 16:08:24
A • Ivana0308
12,50 % p.a.
7 000 € • 60 months
01.06.2023
47%
7d 18:37:17
C • Tamás24252
15,00 % p.a.
7 000 € • 60 months
01.06.2023
58%
7d 16:15:00
A • Tomáš69809
11,20 % p.a.
15 000 € • 78 months
31.05.2023
      12%
6d 17:11:35
A • Jaroslav22896
8,00 % p.a.
6 000 € • 60 months
31.05.2023
25%
6d 17:09:19
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