Standard loans

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On this page you can view our current loan auctions, both for standard personal loans as well as a range of more specialised loans for specific purposes.

You will notice that each loan auction is marked by a credit rating category, ranging from AA till HR. These credit ratings indicate your level of risk should you choose to invest in that borrower's loan auction. These ratings are based on our unique verfication and evaluation process that we use to assess each loan application.

Minimising risk is key to our and your success, so we are constnatly fine-tuning our screening processes taking the best parts of the traditional methods used by banks and enhancing it through the use of new technologies and a more diverse set of evaluation criteria.

A borrower's credit risk category also determines the recommended interest rate we provide for each loan auction. However. these are only recommendations and you are free to offer a borrower whatever interest rate you feel is appropriate during their loan auction.The final rate interest rate for the borrower's loan is the combined weighted average of all the offers made by the investors, which are used to fund their loan.

We recommend investing in loans with rating class HR only to experienced investors who are fully aware of the higher investment risks associated with these loans and have balanced that carefully against the opportunity to earn higher returns on their investment.

Each loan auction contains all of the necessary information about the borrower, including a short story about them and why they are applying for a loan. Our work prior to a borrower's loan auction meakes it easy for you to choose which loans to invest in and what interest rate you want to offer a borrower. Also, because you are dealing with real people, not banks, if you have a question about anything at all you can simply ask the borrower for further details in their loan auction.

Country • Name
Loan type

Interest rate
Information
Financing
B • Lucia91166
15,36 % p.a.
2 000 € • 24 months
08.11.2024
      11%
13d 21:45:51
A • Silvia23146
13,11 % p.a.
1 700 € • 60 months
07.11.2024
      13%
13d 00:22:39
Warro
B • Róbert46350
18,47 % p.a.
10 100 € • 96 months
07.11.2024
      3%
13d 00:14:47
C • Patrik74311
20,59 % p.a.
5 000 € • 60 months
07.11.2024
27%
13d 00:03:54
Kuchyna
B • Vladimir48717
13,96 % p.a.
10 000 € • 36 months
07.11.2024
      21%
12d 21:31:03
C • Barbora70883
20,11 % p.a.
2 000 € • 21 months
07.11.2024
86%
12d 21:10:34
C • Tomáš290896
18,02 % p.a.
4 000 € • 27 months
06.11.2024
      23%
12d 02:23:39
A • Katarína1976
10,48 % p.a.
6 200 € • 48 months
06.11.2024
45%
11d 21:52:17
A • Iveta67062
8,30 % p.a.
7 500 € • 60 months
05.11.2024
51%
10d 20:05:59
A • Zuzana71004
9,00 % p.a.
15 000 € • 96 months
04.11.2024
42%
9d 19:48:24
C • bucco
18,80 % p.a.
6 000 € • 60 months
31.10.2024
69%
5d 22:18:47
B • Marián97833
12,58 % p.a.
7 000 € • 60 months
31.10.2024
52%
5d 22:07:22
AA • Ľuboš21775
10,03 % p.a.
15 000 € • 72 months
30.10.2024
40%
5d 01:26:49
A • Andrej94143
8,00 % p.a.
7 500 € • 36 months
30.10.2024
43%
5d 01:17:14
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