Standard loans

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On this page you can view our current loan auctions, both for standard personal loans as well as a range of more specialised loans for specific purposes.

You will notice that each loan auction is marked by a credit rating category, ranging from AA till HR. These credit ratings indicate your level of risk should you choose to invest in that borrower's loan auction. These ratings are based on our unique verfication and evaluation process that we use to assess each loan application.

Minimising risk is key to our and your success, so we are constnatly fine-tuning our screening processes taking the best parts of the traditional methods used by banks and enhancing it through the use of new technologies and a more diverse set of evaluation criteria.

A borrower's credit risk category also determines the recommended interest rate we provide for each loan auction. However. these are only recommendations and you are free to offer a borrower whatever interest rate you feel is appropriate during their loan auction.The final rate interest rate for the borrower's loan is the combined weighted average of all the offers made by the investors, which are used to fund their loan.

We recommend investing in loans with rating class HR only to experienced investors who are fully aware of the higher investment risks associated with these loans and have balanced that carefully against the opportunity to earn higher returns on their investment.

Each loan auction contains all of the necessary information about the borrower, including a short story about them and why they are applying for a loan. Our work prior to a borrower's loan auction meakes it easy for you to choose which loans to invest in and what interest rate you want to offer a borrower. Also, because you are dealing with real people, not banks, if you have a question about anything at all you can simply ask the borrower for further details in their loan auction.

Country • Name
Loan type

Interest rate
Information
Financing
A • Noro1
8,10 % p.a.
7 000 € • 60 months
12.05.2021
32%
13d 20:02:38
B • Michaela23960
10,50 % p.a.
4 000 € • 60 months
12.05.2021
      19%
13d 19:17:16
Požicka
D • Karin35568
24,68 % p.a.
3 000 € • 60 months
12.05.2021
57%
13d 18:46:47
A • Anton92
8,86 % p.a.
4 475 € • 60 months
12.05.2021
      8%
13d 14:18:54
B • Andrea99319
14,48 % p.a.
3 000 € • 60 months
12.05.2021
100%
0d 23:06:26
C • Karol65604
13,65 % p.a.
1 500 € • 21 months
11.05.2021
100%
0d 12:22:25
Terasa
A • Rasty154
11,01 % p.a.
8 500 € • 60 months
11.05.2021
25%
12d 14:57:34
C • Tomo14877
9,90 % p.a.
2 400 € • 45 months
10.05.2021
59%
11d 19:01:52
D • Silvia 1986
24,56 % p.a.
5 000 € • 60 months
10.05.2021
100%
0d 21:28:25
A • Kom2021
10,26 % p.a.
10 000 € • 60 months
06.05.2021
37%
7d 19:22:34
A • Erik_33369
7,40 % p.a.
3 500 € • 60 months
06.05.2021
      8%
7d 18:45:45
B • Doublev
9,60 % p.a.
3 400 € • 60 months
30.04.2021
77%
1d 20:04:56
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