Standard loans

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On this page you can view our current loan auctions, both for standard personal loans as well as a range of more specialised loans for specific purposes.

You will notice that each loan auction is marked by a credit rating category, ranging from AA till HR. These credit ratings indicate your level of risk should you choose to invest in that borrower's loan auction. These ratings are based on our unique verfication and evaluation process that we use to assess each loan application.

Minimising risk is key to our and your success, so we are constnatly fine-tuning our screening processes taking the best parts of the traditional methods used by banks and enhancing it through the use of new technologies and a more diverse set of evaluation criteria.

A borrower's credit risk category also determines the recommended interest rate we provide for each loan auction. However. these are only recommendations and you are free to offer a borrower whatever interest rate you feel is appropriate during their loan auction.The final rate interest rate for the borrower's loan is the combined weighted average of all the offers made by the investors, which are used to fund their loan.

We recommend investing in loans with rating class HR only to experienced investors who are fully aware of the higher investment risks associated with these loans and have balanced that carefully against the opportunity to earn higher returns on their investment.

Each loan auction contains all of the necessary information about the borrower, including a short story about them and why they are applying for a loan. Our work prior to a borrower's loan auction meakes it easy for you to choose which loans to invest in and what interest rate you want to offer a borrower. Also, because you are dealing with real people, not banks, if you have a question about anything at all you can simply ask the borrower for further details in their loan auction.

Country • Name
Loan type

Interest rate
Information
Financing
A • Hajdúch58091
12,16 % p.a.
5 000 € • 48 months
02.12.2024
      6%
13d 18:44:23
A • fero86
8,00 % p.a.
15 000 € • 96 months
02.12.2024
      0%
13d 18:37:38
Nábytok
D • Ejusinka
23,46 % p.a.
4 000 € • 60 months
29.11.2024
79%
10d 14:41:40
D • Juraj73013
26,26 % p.a.
1 950 € • 60 months
28.11.2024
41%
9d 16:38:42
C • Tomáš62770
19,10 % p.a.
5 000 € • 60 months
28.11.2024
48%
9d 16:21:18
Pozicka
AA • Lima1
11,31 % p.a.
5 000 € • 60 months
28.11.2024
47%
9d 15:57:29
B • Richard95275
16,01 % p.a.
15 000 € • 96 months
28.11.2024
      9%
9d 15:51:30
Lacko
C • Ladislav10581
20,13 % p.a.
5 000 € • 60 months
27.11.2024
48%
8d 17:49:40
AA • Mgr.68551
11,48 % p.a.
6 000 € • 60 months
27.11.2024
41%
8d 17:46:44
C • Emília35005
20,14 % p.a.
2 200 € • 60 months
27.11.2024
100%
0d 12:29:52
A • Michal42168
9,10 % p.a.
10 000 € • 60 months
27.11.2024
      7%
8d 15:41:52
AA • Matej24424
8,00 % p.a.
15 000 € • 96 months
26.11.2024
28%
7d 19:31:19
A • Erika44218
10,50 % p.a.
2 500 € • 60 months
26.11.2024
79%
7d 17:04:02
A • Filip66036
9,00 % p.a.
15 000 € • 96 months
25.11.2024
51%
6d 19:42:23
Požička
AA • Martin228
10,89 % p.a.
13 000 € • 96 months
25.11.2024
26%
6d 17:09:47
C • Dušan95750
11,80 % p.a.
9 000 € • 60 months
25.11.2024
53%
6d 15:03:32
Pozicka
B • Ján41376
15,39 % p.a.
7 000 € • 60 months
22.11.2024
61%
3d 16:39:07
AA • Iveta2504
8,50 % p.a.
4 900 € • 60 months
22.11.2024
83%
3d 14:27:10
C • Adrián56674
16,17 % p.a.
7 000 € • 60 months
21.11.2024
52%
2d 18:48:25
B • samot15
14,05 % p.a.
4 000 € • 60 months
20.11.2024
77%
1d 18:00:04
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